£90 cost of living payment May 2025: As household expenses continue to climb, many UK residents are searching for ways to ease financial strain. Rising costs of essentials like food, rent, and energy have left vulnerable households needing urgent relief. In response, the UK government previously offered Cost of Living Payments to support struggling citizens. One of the most discussed figures was the £90 payment, aimed at those on specific benefits.
Although the direct £90 cost of living payment May 2025 is no longer being issued, help hasn’t vanished. Other forms of support—like the Household Support Fund—remain active and offer valuable relief. This article explains how to access the remaining cash assistance available in May 2025, who qualifies, and how to ensure it reaches your account without delay.
£90 Cost of Living Payment May 2025: Where to Turn Now
The £90 cost of living payment May 2025 was part of a series of government-backed initiatives designed to support low-income families and individuals through periods of high inflation. While this particular payment is no longer available in 2025, many of those who qualified for it may still be eligible for alternative support through local councils and national schemes.
One major source of current financial relief is the Household Support Fund, which continues to provide aid for daily essentials. From food and heating to rent and school-related costs, this fund supports families, pensioners, and individuals with urgent needs. The process for accessing these funds is simple if you meet the right criteria and follow the steps to apply.
Overview Table: Financial Relief Options in May 2025
| Support Option | Details |
| Former Payment | £90 Cost of Living Payment (ended in 2024) |
| Current Relief Option | Household Support Fund (active through March 2026) |
| Eligibility for £90 | Universal Credit, Pension Credit, DLA, PIP (past criteria only) |
| Current Eligibility | Low-income households, pensioners, families with children, disabled persons |
| How to Apply | Local council websites or Gov.uk |
| Payment Method | Direct deposit, vouchers, or local authority support |
| More Info | gov.uk/cost-of-living-payment |
Introduction to Cost of Living Support in 2025
Over the past few years, the UK government has launched several emergency relief programs to help people keep up with day-to-day costs. These Cost of Living Payments were distributed directly into recipients’ bank accounts, helping with essentials like groceries, utilities, and travel.
As of 2025, however, direct payments such as the £90 support have ended. Still, the shift in focus doesn’t mean the end of help—now, aid is more targeted and delivered through local authorities. If you’re still struggling, it’s important to understand the updated system and what options are available to you.
Types of Financial Relief Available in May 2025
There are now two key routes through which residents may receive financial support.
1. Cost of Living Payments (Now Concluded)
The £90 Cost of Living Payment was part of a temporary support package distributed between 2023 and 2024. It targeted individuals receiving benefits like Universal Credit, Pension Credit, DLA, or PIP. These payments required no application and were deposited automatically into eligible accounts.
While these payments ended in 2024, many people who once qualified may now benefit from other aid, especially through their local councils.
2. Household Support Fund
Currently, the most active form of cash relief is the Household Support Fund (HSF), extended through March 2026. This fund supports people who are unable to meet basic living expenses. Depending on the local council, this could be in the form of direct cash support, vouchers for food, or help with utility bills.
The exact nature of the support varies by region, so checking with your local council is key to understanding what you can access.
Who Is Eligible for Financial Support?
Eligibility depends on the specific program. Here’s a breakdown of the primary categories:
1. Past Eligibility for the £90 Cost of Living Payment
If you were eligible for the £90 payment in 2024, it’s likely you were receiving:
- Universal Credit
- Pension Credit
- Disability Living Allowance (DLA)
- Personal Independence Payment (PIP)
These payments were processed automatically—no action was needed on your part.
2. Current Eligibility for Household Support Fund
For 2025, eligibility for the Household Support Fund depends on your financial need and circumstances:
- Low-income families who struggle with everyday costs
- Households with children, especially single-parent homes
- Pensioners facing rising energy and food bills
- Disabled individuals or those with long-term health conditions
Each council sets its own rules, so it’s important to contact your local office or visit their website for details.
How to Apply for Financial Support
1. Applying for the Household Support Fund
If you believe you’re eligible, here’s how to apply:
- Visit your local council’s website: Each council runs its own application process.
- Provide documentation: Be ready to show income details, proof of residence, or benefit statements.
- Submit your form online or in person: Depending on the council, applications may be digital or require a physical visit.
- Wait for approval: Once submitted, your application will be reviewed, and you’ll be notified if approved.
Payments may come as a bank transfer, voucher, or direct support with things like heating or groceries.
2. Already Received Cost of Living Payments?
If you received the £90 Cost of Living Payment in previous years and need further help, you’ll need to apply separately for the Household Support Fund or other ongoing benefits such as:
- Universal Credit
- Council Tax Reduction
- Energy Bills Assistance
Additional Resources for Financial Relief
Even if you’re not eligible for HSF, there are still helpful options:
- Energy Bill Support Schemes: Some households may qualify for assistance with electricity and gas.
- Free School Meals: Available for children in households receiving certain benefits.
- Council Tax Reduction: Could reduce your monthly bill or cancel it entirely, depending on your situation.
- Turn2Us: An online resource to check which benefits and grants you may qualify for.
- Citizens Advice & StepChange: Offer free financial advice and debt assistance.
Final Thought
Although the £90 cost of living payment May 2025 has officially ended, there is still help out there. The Household Support Fund continues to provide relief, especially to households most impacted by inflation and rising living costs. Understanding your eligibility, knowing where to apply, and acting quickly can make a real difference.
Take time to explore your local council’s resources or speak with an advisor to find out what support you can still receive. Even in challenging times, financial relief is possible—don’t hesitate to seek the help that’s available.
